20. Protection from disbelief, poverty, and punishment of the grave
اللَّهُمَّ إنِّي أَعُوذُ بِكَ مِنَ الكُفرِ والفَقر
اللَّهُمَّ إنِّي أَعُوذُ بِكَ مِن عَذَابِ القَبر
لا إلَه إلَّا أَنت
I seek Your protection from the punishment of the grave.
None has the right to be worshipped except you.